Organize + Energize: 10 Ways Disorganization Is Costing You Money
Tuesday, September 16, 2014
Turn these negatives into positives and put more money in your pocket or your savings account. Take a vacation or go for a special night out.
Here are 10 ways your disorganization is costing you money:
• Paying unnecessary fees. Missed appointment fees, late fees, bounced check and bank fees. These are all fees that can be avoided just by being organized. Schedule all of your appointments and due dates on a calendar. Have a working organized system to keep track of when your bills are due and stay organized with your check book.
• Purchasing duplicate items. Do you have 2 pairs of the same shoes floating around your home? You probably bought the second pair because you really loved them, couldn’t find the original pair and went out and purchased another. This happens with small and large ticket items. Once you get organized, you will be able to see everything you have and will know where everything is. You will never waste money on a duplicate item again.
• Losing cash and checks. I find money in every home and office I organize. I get so excited for my clients when we find money! It’s new found money, but you know at some point they were tearing the house apart looking for that cash or check.
• Expired and too much food. Plan ahead for the supermarket. Make a shopping list from your organized food pantry. Meal plan, prepare and portion your food ahead of time and this will help you save money.
• Hiding Gifts. How many of you purchase gifts months before the holidays? You take the gifts home and hide them so nobody will find them. Maybe you stuff them in the back corner of your cluttered closet, under the bed or high on a shelf in the hall closet. The holidays roll around and you completely forget where you hid them. Designate a spot in an organized area for your gifts this year.
• Wasting gas. Get organized with the errands you have to tackle and you will save money on gas by not running all over the state. Here is an article to help you get on track with your errands.
• Missing receipts. You want to return an expensive item, but you can’t find the receipt. You are now stuck with this item or you return it and receive the price it’s selling for now. That price is usually much lower than you originally paid for it. Create a working organized system to contain your receipts.
• Renting a storage space. Are you housing some of your belongings in a storage pod or in an off-site storage unit? Take a trip to the storage unit and re-evaluate what you are storing and if it’s worth the extra money you are spending each month.
• Impulse purchases. Before you head out shopping, whether it is clothes, furniture or food, always have a list. Be prepared and take inventory of what you own ahead of time so you won’t waste money on impulses purchases. Most of the time an impulse purchase never gets used and has a home in the back of a closet.
• Time costs money. You have all heard this saying. I’ll end the article on this note. My dad, a successful small business owner, always told me, “Every shot has to count. Everything you do, you can’t waste time and energy. You have to put your nose to the grind and get it done right the first time. Time relates to money. Bottom line, the more time you waste looking for things, it turns into money lost.”
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